Money Saving 301
Pocket360®- What You Need to Know
Many customers in the sub-prime lending industry are under-banked, but that doesn’t mean they should be under-served. That’s why we’re excited about Pocket360®.
Also called P360, this new online account management tool allows you to take control with simple, secure, anytime access to your account.
Whether you’re a current customer with an active loan or you’ve loaned from us some time ago, you’re eligible for P360. Enrolling is safe, quick and easy. If you haven’t already enrolled, get started by visiting www.checkngo.com/p360. Make sure you have the following information and tools on hand:
- The email you used when you became a customer
- Your cell phone, and a tablet or computer (if you don’t have a smart phone)
- Your social security number
You will be prompted to enter identification information. Your user ID will be your email address and you’ll be asked to create your own password. P360 is user-friendly, but if you have any questions you can always call us at 800-723-7022.
Once you’ve enrolled, you can login anytime by visiting pocket360.com. As with all online login credentials, be sure to store them in a safe place.
P360 Benefits
Pocket360 gives you the convenience you need to stay on track, and so much more. Here’s what you get with Pocket360.
View Loan History
Pocket360 offers a complete overview of your account. If you have an open loan, you can see your loan details and payment due date. If you’re a returning customer, you can see your loan history and past loan details.
Make Payments
Check `n Go offers multiple options for customers to make fee-free payments and Pocket360 is another avenue. Pocket360 allows customers to make secure, no-fee debit card payments. It’s quick and easy and saves you a visit to the store.
This is just the beginning for Pocket360, with more functionality and benefits to come. Our customers deserve it, and we’re committed to providing first-class customer service and financial solutions. We believe in the direction you want to go, and Pocket360 is another we can help you, keep moving forward.
Editorial Policy: The information contained in Check `n Go’s Finance Academy Learning Center is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding any legal issues. Check `n Go does not act as a credit counseling, repair service, or debt consolidation service in providing this content. Please understand that Check `n Go policies change over time. Blog posts reflect Check `n Go policy at the time of writing. While maintained for your information, archived posts may not reflect current Check `n Go policy.
The information contained in our blog posts are the author’s own opinions, not those of Check `n Go or any other company. Any pros and cons are developed by our editorial team based on independent research. Some of the products, services, and offers on this page may not be available from Check `n Go. In Texas only: Check `n Go does not act as a credit services organization in providing this content.
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Loans Rates and Terms by State
Select your state below to view important rates, terms, and disclosures unique to the state.
Online Disclosures
Customer Notice: Payday Loans are typically for two- to four-week terms. Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.
California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al.
Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.
*Active checking account open for at least 30 days.
*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded no later than the following business day. All times and dates are based on Eastern Time (ET). Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that into consideration in the approval process.
**Transunion CreditView Dashboard is a third party provided service. The material has not been modified or validated by Check `n Go.
Payday Loans in Indiana are available for a maximum of $660 for online loans
We do not report credit in Texas.
Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.
Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Idaho, Indiana, Kansas,, Michigan, Missouri, South Carolina, Texas, Utah, and Wisconsin.
Check `n Go currently operates in store locations in: Alabama, Delaware, Idaho, Michigan, Missouri, Oklahoma, South Carolina, Texas, Utah, and Wisconsin.
The Company, individually or through its affiliates, is licensed as a Debt Collector by the California Department of Financial Protection and Innovation (DFPI), License Number 10435-99.
Notice to California consumers: Information on your privacy rights under the California Consumer Privacy Act can be found by clicking here.